Simple pricing. Free to start.
Money Talks is free for everyday budgeting. When you want the full picture, Money Talks Pro is $39.99/year with a 30-day free trial. No ads. No data selling. Ever.
Free
Everything you need to budget day to day, with no account required.
- Expense and income tracking
- Category budgets with 70% and 90% alerts
- Savings goals with milestones
- 19 currencies with real exchange rates
- Import from CSV and export to CSV or PDF
- Works fully offline, no signup
Money Talks Pro — $39.99/year
A 30-day free trial, then $39.99/year. Monthly and one-time lifetime options are available in the app. Everything in Free, plus:
- Accounts and net worth (bank, card, cash, assets)
- Crypto portfolio tracking
- Subcategories for finer budgets and reports
- Recurring transactions on autopilot
- Multiple accounts
- Shared spaces for couples and families
Fair by default
No ads and no selling of your data, on every tier. If you ever stop Pro, nothing is deleted: your data stays yours, Pro features become read-only, and you can export everything to CSV or PDF whenever you like. Prices may vary by region and are always shown in the app before you confirm.
Frequently asked questions
Is Money Talks free?
Yes. Everyday budgeting in Money Talks is free: expense tracking, category budgets, savings goals, 19 currencies, import and export, and full offline use, with no ads and no data selling.
What does Money Talks Pro cost?
Money Talks Pro is $39.99 per year and comes with a 30-day free trial. Monthly and one-time lifetime options are available in the app. Prices may vary by region and are always shown before you confirm a purchase.
What does Pro unlock?
Pro adds accounts and net worth, crypto tracking, subcategories, recurring transactions, multiple accounts, and shared spaces for couples and families. Everything else stays free.
What happens if I cancel or my trial ends?
Nothing is deleted. Your data stays yours: Pro features simply become read-only, and your budgets, goals, and history remain. You can export everything to CSV or PDF at any time.
Do I need an account or a bank login to pay?
No bank login, ever. Money Talks never connects to your bank. Purchases are handled by the App Store, and you can restore them on any of your devices.