Recurring Transactions That Log Themselves
Set your regular bills, subscriptions, and income once, and Money Talks records every one of them automatically on schedule.
Set It Once, Track It Forever
Most of your money moves on a rhythm. Rent leaves on the first, salary lands mid-month, and a handful of subscriptions tick over in between. With recurring transactions, you describe each one a single time and choose how often it repeats: daily, weekly, monthly, or yearly. From then on, Money Talks logs every occurrence for you on schedule, so your books stay accurate without you reopening the app to type the same entry again and again.
A Subscription Tracker That Stays Honest
Subscriptions are easy to forget and hard to total. Add each one as a recurring entry and you get a clear picture of what you pay every month and every year, all in one place. When a price changes or you cancel a service, you update or remove the series in seconds. Money Talks works as a subscription tracker app and a full recurring expense tracker at the same time, so your streaming plans, gym fees, and software renewals never quietly drift out of your budget.
Manage Every Series in One Place
Plans change, and your tracker should keep up. Open any series to edit its upcoming occurrences, skip a single one when a payment pauses for a month, or cancel the whole series with a tap when it ends. Because each recurring transaction is grouped under its own series, you always know what's scheduled next and you stay in control of automatic recurring payments without digging through a long list of past entries.
Always Know What Came From a Series
Every transaction Money Talks creates from a schedule carries a repeat badge. At a glance you can tell which entries were logged automatically and which you added by hand, so nothing looks mysterious in your history. That small marker keeps your records trustworthy and makes it obvious when a recurring entry needs a quick edit or a skip.
Private, Offline, and Free
Recurring entries are generated right on your device, so they keep working with no internet connection and no account. Money Talks never asks you to link a bank, which means you define every schedule yourself and your financial data stays with you. It's a free budgeting app for iPhone, iPad, and Mac on iOS 17 and later, with no signup to get started tracking bills and subscriptions.
Frequently asked questions
How do recurring transactions work in Money Talks?
You set up a regular entry once, like rent, salary, or a subscription, and pick how often it repeats: daily, weekly, monthly, or yearly. Money Talks then logs each occurrence automatically on schedule, so your records stay current without manual data entry.
Can I skip or cancel a recurring payment?
Yes. Every series lives in one place, so you can edit upcoming occurrences, skip a single one without breaking the schedule, or cancel the whole series with a tap whenever a bill or subscription changes.
Do recurring transactions need an internet connection or an account?
No. Recurring entries are generated on your device, so they work fully offline and even without an account. There's no signup and no bank login required to start tracking your bills and subscriptions.
Does Money Talks connect to my bank to detect subscriptions?
No. Money Talks is privacy-first and never links to your bank. You define each schedule yourself, which keeps your financial data on your device and fully under your control.