Say what you spent
Speak one sentence and Money Talks builds the transaction: amount, category, account, date. You read the draft, fix anything it got wrong, and save. Ten dictations a month are free.
One sentence, four fields
Typing an expense takes a handful of taps: the number, the category, the account it came from, the day it happened. Say it instead and Money Talks fills all four in from what you said. It is the fastest way to log a purchase while you are still standing at the counter.
Your categories, in your own words
The categories you invented are the ones you speak. Money Talks matches your custom categories by name, and it handles inflected forms of the word, so you do not have to say the dictionary version of a category to be understood. Nothing is limited to the built-in list.
Speak the language you count in
You pick the dictation language yourself. Money does not always happen in the language your phone is set to, and the category you shout at a market is rarely the one you would type in an office.
You see the words as you say them
Transcription runs live while you speak, so the sentence appears as it leaves your mouth. If a word lands wrong you notice it right away, instead of finding out after the fact that the app heard something else.
Nothing is saved until you say so
Money Talks shows you a draft, not a finished entry. Every field is there to be checked and corrected before it becomes part of your history: the amount, the category, the account, the date. Voice is a faster way to fill the form, and it never turns into a machine writing in your ledger while you look away.
The one part that needs a connection
Money Talks is an offline app, and voice entry is the exception. Turning what you said into a draft happens on our server, so dictation needs the internet. On a plane or out of signal, type the transaction the way you always could: nothing else in the app waits for a connection. Our privacy policy spells out what happens to your speech along the way.
Ten a month free, unlimited with Pro
Ten successful dictations a month cost nothing, which is enough to find out whether talking to your budget suits you. Money Talks Pro removes the monthly limit, and a cap of 100 dictations a day applies on every plan. See pricing for the rest of what Pro includes.
Frequently asked questions
What can I say to add a transaction?
Say it the way you would tell a friend what you spent. Money Talks pulls out the amount, the category, the account, and the date, and fills in the transaction for you. You review the draft before anything is saved.
Does voice entry understand my own categories?
Yes. Your custom categories are matched by name, including inflected forms, not only the built-in ones. If you filed something under a category you invented, you can say that word out loud and it lands where you expect.
Which language can I speak?
You choose the dictation language in the app, so you can speak the language you count money in rather than the one the app defaults to.
Does voice entry work offline?
No, and this is the one part of Money Talks that does not. The parsing happens on our server, so dictation needs a connection. Everything else, including typing a transaction by hand, keeps working with no internet at all.
Is anything saved before I see it?
No. Money Talks shows the draft it built and waits. Correct the amount, swap the category, change the account or the date, and save when it is right. Nothing is written to your ledger behind your back.
Is voice entry free?
Ten successful dictations a month are free. Money Talks Pro removes the monthly limit, and a cap of 100 dictations a day applies to everyone.