A Shared Budget App for Couples and Families
Invite your partner or family, budget together in one shared space, and watch every change sync across all of your devices. Free, private, and offline-first.
Budget together as a team
Most money apps assume you are flying solo. Money Talks does not. Invite a partner, spouse, or family member to a shared Space and you both work from the same budgets and the same savings goals. When one of you logs a grocery run or pays a bill, the other sees it right away. This is what budgeting together actually feels like: one plan, two people, no spreadsheet ping-pong.
Your money and shared money stay separate
A joint budget should not mean giving up your privacy. Money Talks keeps your personal Space and your shared Space completely isolated. A Space has an owner and members, and each Space only ever shows the data inside it. Your private coffee habit stays yours. Switch between your personal finances and the shared family budget with a single tap, any time you like.
One budget across two currencies
Long-distance couples, expats, and cross-border families do not have to give up a joint budget just because they earn in different currencies. Money Talks supports 19 currencies with real exchange rates, so a partner spending in euros and one earning in dollars can still share a single budget and see honest, converted totals. The family budget app that works no matter where each of you lives.
Private by design, no bank login
Money Talks is anonymous-first. There is no signup wall and no bank connection to set up before you can start. We do not link to your accounts, we do not show ads, and we never sell your data. You and your family get a shared budget app you can actually trust with the details of your financial life.
Works on every Apple device, even offline
Add an expense on your iPhone in the checkout line, review the budget later on your iPad, and reconcile goals on your Mac. Money Talks runs on iOS 17 and later across iPhone, iPad, and Mac, and it works offline. Log spending on the subway or on a plane, and it syncs to everyone in your shared Space the moment a device reconnects.
Frequently asked questions
Can my partner and I share one budget?
Yes. Invite your partner, spouse, or a family member to a shared Space and you both budget together as a team. You see the same budgets, the same goals, and the same balances, kept in sync across every device.
Do they see my personal transactions?
No. Your personal Space and any shared Space stay completely separate. Only what you add to the shared Space is visible to the people in it. Your private spending never leaks across, and you switch between personal and shared with one tap.
Is Money Talks free?
Yes, Money Talks is free on the App Store for iPhone, iPad, and Mac. There is no signup, no bank login, no ads, and we never sell your data.
Does it sync across our phones?
Yes. A shared Space stays in sync across all the devices of everyone in it. Your partner logs an expense on their phone and it shows up on yours. It also works offline, so changes sync the next time a device is online.