A Savings Goal Tracker That Keeps You Going
Pick something worth saving for, set a target, and watch your money grow. Money Talks turns big money goals into small wins you can actually feel.
Set a goal worth saving for
Every great savings habit starts with a reason. Set a target for a vacation, an emergency fund, paying off debt, or a new car, then put a number on it. Once your goal is in the savings goals app, you always know exactly what you are working toward and how close you are.
Milestones that keep you motivated
Saving is easier when you can see yourself winning. Money Talks marks milestones at 25, 50, 75, and 100 percent, so every contribution moves you toward the next celebration. When you save for a goal one step at a time, the finish line stops feeling far away.
Turn leftover budget into goal money
The cash you do not spend is the easiest money to save. When you close a budget period, you can flow your leftover budget straight into a goal, so the savings happen automatically. Your discipline this month becomes real progress toward what matters next.
Build an emergency fund you can trust
Peace of mind has a number, and an emergency fund tracker helps you reach it. Set the cushion you want, contribute on your own schedule, and watch your safety net grow. Your goal balance is tracked from your contributions over time, so what you see is exactly what you have put away.
Free, offline, and yours
Money Talks is a free budgeting app for iPhone, iPad, and Mac on iOS 17 and later. There is no signup and no bank login, and it is anonymous-first and offline, so your money goals stay on your device and start the moment you do.
Frequently asked questions
How many savings goals can I set?
Set as many money goals as you want. Track a vacation, an emergency fund, paying off debt, and a new car at the same time, each with its own target and its own progress.
Can leftover budget go into a goal automatically?
Yes. When you close a budget period, you can roll whatever you saved straight into a goal. Your leftover money keeps working for you instead of disappearing into next month.
Is the savings goal tracker free?
Money Talks is a free budgeting app for iPhone, iPad, and Mac on iOS 17 and later. There is no signup and no bank login, so you can start saving for a goal in seconds.
Does goal tracking work offline?
Yes. Money Talks is offline-first and anonymous-first, so your goals live on your device. Add contributions and watch your progress grow even with no connection.