Free Budget App
MoneyTalks is a free budget app for iPhone that helps you track spending, set budgets, and reach savings goals. No bank connection required, works offline, supports 19 currencies.
Track expenses with no signup, no bank access. Works offline.
Download Free 4.9★ on App Store
Most finance apps ask too much.
MoneyTalks asks nothing.
4.9★
App Store rating
0
Ads in the app
0
Bank connections required
Questions
Is MoneyTalks really free?
Money Talks is free to download and start budgeting — no signup, no bank login, and no ads. Expense tracking, category budgets, savings goals, and 19 currencies are free to use. Money Talks Pro ($39.99/year, with a 30-day free trial) adds accounts and net worth, recurring transactions, and shared budgets for couples and families.
Is my financial data secure?
Absolutely. Your data is encrypted and stored securely. We use industry-standard security practices and never sell your personal information. Learn more about our privacy practices.
Can I use it without creating an account?
Yes! You can start tracking expenses immediately as an anonymous user. Create an account later if you want to sync across devices or backup your data.
Does it work offline?
MoneyTalks is built offline-first. Track expenses anywhere, anytime — your data syncs automatically when you're back online. Read more about offline tracking.
Which currencies are supported?
We support 19 currencies including USD, EUR, GBP, UAH, PLN, JPY, and more. Perfect for travelers and international users.