Introduction
MoneyTalks ("we", "us", "our") respects your privacy and is committed to protecting your personal information. This policy explains how we collect, use, and safeguard your data.
Information We Collect
- Account Data: Email address and encrypted password
- Financial Data: Transaction amounts, categories, dates, descriptions
- Budget Data: Budget amounts, allocations, financial goals
- Device Data: Device type and OS version (for app functionality)
How We Use Your Information
- Provide and maintain the MoneyTalks service
- Sync your data across devices
- Generate financial insights and analytics
- Improve our app and user experience
- Communicate important updates
Data Security
- All data encrypted in transit using HTTPS
- Passwords hashed and never stored in plain text
- Industry-standard security practices
- Regular security audits
Data Sharing
We do NOT: Sell your personal information, share your data for marketing, track you across other apps, or display ads based on your financial data.
Your Rights
You have the right to:
- Access your data at any time through the app
- Export your data in a standard format
- Delete your account and all associated data
- Request corrections to your information
Data Retention
We retain your data while your account is active. When you delete your account, we permanently delete all data within 30 days.
Children's Privacy
MoneyTalks is not intended for users under 13. We do not knowingly collect information from children under 13.
International Users
By using MoneyTalks, you consent to the transfer and processing of your data as described in this policy.
Changes to This Policy
We may update this Privacy Policy. We will notify you of changes by updating the "Last Updated" date and posting the new policy.
Contact Us
Questions about this Privacy Policy?
- Email: moneytalksapp@proton.me
- App: Settings → Contact Support